Home already had the M1 dues card; Me's own "Payments & dues" row was explicitly stubbed out with nowhere to lead. Give it a real destination: a Payments screen (open balances for everyone managed, reusing Home's dues-card layout via a shared _dues_row.html partial) and a "N OPEN" pill on the Me row itself, only shown once something is actually owed. club.services.fees.open_dues_rows is factored out so Home and Payments can never drift apart on what counts as "still open". Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_01ECGMEwrc2k4D8VQuwjstj9